The Blanca Professional Services Podcast

Prop.19 for Seniors - English Version with David Gomez from Pacific Coast Title

All our podcasts, webinars and/or other materials are copyrighted and are to be served as educational programs.  Legal Disclaimers: Please consult your tax attorney professional, financial advisor, CPA (tax accountant), and/or other legal professionals when considering any investments in real estate and/or financial products. 
Blanca Funes is an EXP Realtor with EXP Realty of California
David Gomez  is the Sr. Executive from Pacific Coast Title
If you like to chat with me, you can reach me at 626-790-1170 and 800-637-5833
or you can email me at blanca.funes@exprealty.com

Prestamos de FHA para 1er Compradores de Casa

Use un prestamo de FHA para comprar su casa, son un prestamo de gobierno donde solamente requiere que usted ponga un 3.5% -5.0% de deposito sobre el valor de la casa que desea comprar mas sus gastos de cierre, y otros gastos en la transacion de compra.  
Algunos de estos programas require que usted vaya a un seminario de primer comprador que puede ser virtual o en persona.  Si desea mas informacion llameme 800-637-5833 or 626-790-1170 o envie su email a blanca.funes@exprealty.com   www.blancaprofessionalservices.com

Affordable Home Mortgage Program - Up to 25K

Let's work together to get you approve for a home loan.  Today, Leo Jordan, our guest speaker and mortgage lender from Housing America Financial will be covering a program that offers first time home buyers up to $25,000 dollars that can be applied towards lender closing costs, down rate purchase, and FHA MIP costs, etc.  
Contact me at 800-637-5833 or Leo at 818-389-6666
Don't forget to follow us on social media and recommend/refer us your friends so they can join us for our next conversation. If you like to learn more about our podcast/webinars, please subscribe to our newsletter or send me an email at blanca.funes@exprealty.com to add you to my mailing list. 
Thanks again for the opportunity to serve you. 
EXP Realty of CA, Agent BRE: 01740
www.blancafunes.exprealty.com 
 
Follow Leo on Instagram Leo_de_Lender
https://www.houseamericafinancial.com/team/leo-jordan
 
All Rights Reserved 
All trainings, documents, webinars, podcasts, etc are conducted for educational purposes.  Please consult with your attorney, legal team, advisor, realtor and team of experts when you decide to invest. 

80/20 Silent or Second Mortgage Loans

If you are a home owner that has this type of problem in which the debt collectors or don't know who is the second mortgage lender, please give me a call at 800-637-5833 or visit us online at http://www.blancafunes.exprealty.com/  send me a message via email at bfunes@blancaprofessionalservices.com 
We will find a way to try to help you either to contact the lender, refer you out to one of our preferred mortgage lenders to help you refinance the home if possible and/or I can list your home for sale, if you need to sale it. 
Leave us a comment on google reviews.  Thank you and have a fantastic day! 
 
 

Las Tarjetas de Credito y Usted

Este tema es para ayudarnos a pensar acerca del uso que le damos a las tarjetas de credito.  Son buenas o malas? como usarlas efectivamente? 
1. Uselas correctamente
2. Pague a tiempo
3. No se endeude demasiado
4. Si tiene problemas para pagarlas - llame a su compania de credito para pedir un plan de pago o algun tipo de programa para poder pagarlas
All Rights Reserved - Funes & Co, LLC dba: Blanca Professional Services @2023

Home Owners - Avoid Foreclosure - Ask for HELP

In this program, I am sharing some tips about what you can do if you are behind your mortgage payments.  Please reach out to your mortgage company and ask them what type of programs can they qualified you to help you get on track with your home payments. They might offer you a Forbearance plan or some other government program.  I want you to ASK them if you need the HELP.  
 

Down Payment Assistant Program

Are you a buyer who is sitting on savings from a 401k, 403b plan, or IRA plan? Maybe, you have money sitting around that can help you buy your first time home.  Stay tuned today as I share with you different ways to fund your down payment either by using your own savings money or by applying for down payment assistance programs that are provided by the federal government, local government and/or nonprofit agencies.  
I am a solo entrepreneur as many of you already know that is on the mission of helping families buy their homes and/or become debt free by using different financial vehicles including real estate. 
If you like what I share here, please share, share with family, friends and even your social media connections.  Don't forget to follow us on LinkedIn, Instagram, and Facebook.
Also, if you like to make a donation for us to continue recording these podcasts, please feel free to buy us a coffee - https://buy.stripe.com/3cs7sRafsg1F5WgdQQ
Be part of our community, and sign up for our newsletter too by vising us online www.blancaprofessionalservices.com 
 
Disclaimer: All our events, webinars, podcasts are all done for educational purposes, please consult your team of experts/advisors for any investment decisions.  
All Rights Reserved. 

Derreck Long - Self Directed IRA’s - What Not to Do

Derreck Long, CISP is a Senior IRA Specialist.  He was our guest speaker on this podcast recently.  Derreck shared with us things that you shouldn't do or avoid at all cost when you are self-directing your IRA.  Derreck represents 2Q Quest Trust Company, please reached out to him at 281-492-3434 ext. 3620 if you have any questions or need help with self-directed IRA's.  
If you found value in what we do, please share with others, and follow us on social media, plus don't forget to leave a review so we can continue growing a supportive educational community.  You can donate to the show by using our stripe app -  https://buy.stripe.com/3cs7sRafsg1F5WgdQQ
 
Disclaimer: This webinar/podcast are put together for you for educational purposes. Please always consult your team of advisors for any investment decision you are considering.  Finally, thank you for supporting us, and we look forward to seeing you around. 
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3 Things You Can Do Now If You’re Planning to Buy a House

Leo Jordan is a Mortgage Specialist from Housing America.  He spoke to us about 3 Things You Can Do Now to Prepare and Get Ready if You are Planning on Purchasing a Home.  
Disclaimer: All our podcasts/webinars are for educational purposes.  Please consult your lawyer, financial advisor, CPA or team of advisors to guide you in your investment choices. 
 

Putting Your House into a Trust -Is this a good idea or not?

David Gomez is the Senior Account Executive at Pacific Coast Title Company.  He spoke to us about how putting your house in a trust might be a good idea for you to avoid probate if you passed away without a will, testament or a trust.  As always, all our podcasts/webinars are for educational purposes. Please consult your legal advisors, financial advisor, trust attorneys, CPA and all your trustee advisors. 
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Copr.2023@blancaprofessionalservices